Savvy buyers deserve the best

Whether you're a first-time homebuyer or a seasoned investor, our process is tailored to you. Through education and customized mortgage products you'll see why we're the best. Our rates are incredible, our application is quick and closing is a breeze. We can get you clear to close in as little as 10 days!

Trusted By Agents With

Meet Kevin Kelly

NMLS# 1116328

Welcome to Rate Savvy, your trusted Texas mortgage experts. We provide customized loan solutions for first-time homebuyers, veterans, investors, and commercial borrowers.

We offer a full range of loan options, including FHA, VA, USDA, Jumbo, and Conventional loans—each designed to fit your unique financial needs. We also specialize in commercial financing, helping business owners and investors secure funding with confidence.

Need flexible or short-term solutions? Our Bridge Loans can help you transition smoothly between properties.

At Rate Savvy, we’re committed to personalized service and expert guidance every step of the way. Whether you’re buying your first home or expanding your investments, our experienced team is here to help you succeed.

Contact Rate Savvy today and discover why homeowners and investors across Texas trust us to turn their homeownership goals into reality.

The Client Experience

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See What Clients Are Saying!


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Loan Programs Available

Blogs

The Top 5 Mortgage Mistakes to Avoid

Buying your first home can be both exciting and nerve-wracking at the same time. With so many things to consider and....

Mortgage Do and

Do not list

Mortgages can be tricky, and it's easy to make mistakes that can end up costing you dearly. That's why we've put together this list....

Tips On How To Improve Your Credit Score

Let's talk about some ways you can improve your credit score! Your credit score is actually a big deal, and it can affect...

10 Tips for First-Time Homebuyers

Buying your first home can be both exciting and nerve-wracking at the same time. With so many things to consider and....

How To Choose the Right Lender for You

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Refinancing youe loan and when to do it

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Copyright ©2021 | The Kevin Kelly Team

Licensed to Do Business in GA

This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations may apply. Copyright © 2021 | Rate Savvy LLC


Corporate | NMLS ID NMLS: 1660690

Corporate Address : 5559 S Sossaman Rd, Bldg 1 Ste 101 Mesa, AZ 85212

Corporate NMLS NMLS: 1660690 | Company Website:

Copyright ©2021 The Kevin Kelly Team | 1116328

Licensed to do business in Texas



This is not an offer to enter into an agreement. This is not a commitment to make a loan. Not all customers will qualify. Information, rates and programs are subject to change without prior notice. All products are subject to credit and property approval. All approvals are subject to underwriting guidelines. Not all products are available in all states or for all dollar amounts. Other restrictions and limitations may apply. VA loans subject to individual VA Entitlement amounts and eligibility, qualifying factors such as income and credit standards, and property limits. NEXA Mortgage, LLC is not affiliated with any government agencies. These materials are not from VA, HUD or FHA, and were not approved by VA, HUD or FHA, or any other government agency.

Copyright © 2020 NEXA Mortgage, LLC NMLS#1660690. AZMB#0944059. 5559 S Sossaman Rd, Bldg 1 Ste 101 Mesa, AZ 85212, 602-344-9333.
www.NEXAMortgage.com NEXA Mortgage, LLC is an Equal Housing Lender. All rights reserved.

NMLS# 149521 | GA 26691